Chase United MileagePlus Club Credit Card Information & Benefits

Matthew Justice / May 18, 2025

The Chase United MileagePlus Club credit card is great for those who frequently fly on United Airlines. The card comes with enhanced benefits, lounge access, and much more, with an annual fee of $695.

Card Benefits (updated May 18, 2025)

Generous Sign-up bonus (up to 90,000 bonus points)
Unlimited United Club lounge access
$120 Global Entry or TSA PreCheck membership fee credit (every four years)
$200 back annually on JSX purchases
Receive two $10 Instacart credits monthly, up to $240 total each calendar year
Rideshare ($5 each month) and Hotel Credits ($200 per year)
IHG One Rewards Platinum Elite (hotel)
Complimentary Instacart+ Membership
9x miles on United Airlines flights
5x miles on United Hotels
2x miles on dining
1x miles OEE
25% back on United inflight and United Club premium drink purchases
Free first and second checked bag & priority boarding
Earn 5,000 bonus miles when you add an authorized user (first 3 months)
Trip insurance up to $1,500 per covered traveler and $6,000 per trip
No Foreign Transaction Fees

To apply or learn more, see https://www.theexplorercard.com/rewards-cards/club-card

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Closing Thoughts

This card is a fantastic addition for those who travel with United Airlines regularly. The benefits included in this card cover the annual fee if you use them. Lounge membership includes access to 45 United Club locations. United Club members can bring one adult and any dependent children under 21. If you spend $50,000 in a calendar year, you’ll get Premium United Club membership, which includes the ability to bring two adult guests into lounges and access to Star Alliance lounges.